Tornadoes are nature’s most violent storms. Spawned from powerful thunderstorms, tornadoes can cause fatalities and devastate a neighborhood in seconds. A tornado appears as a rotating, funnel-shaped cloud that extends from a thunderstorm to the ground with whirling...

The Warnings From the Sky: Look for the weather cues of an oncoming tornado which are outlined in the below tornado safety tips: A dark green-tinged sky; Heavy rain or large hail followed by dead calm or fierce wind; Intense and frequent lightening; A rapidly...

All thunderstorms are dangerous. Every thunderstorm produces lightning. While lightning fatalities have decreased over the past 30 years, lightning continues to be one of the top three storm-related killers in the United States. In 2010 there were 29 fatalities and...

1. Water and Food Keep at least 1 gallon of water per person per day and make sure you have enough for 3 to 7 days. Keep enough dry, non-perishable or canned food for 3 to 7 days, make sure to stock up on specific food elderly or very young family members might...

Property Damage? If your property has been damaged by Fire, water, storm, mold, or smoke the public adjuster will file the claim, assess and document the damage, produce the estimates, deal with the insurance company and get you the funds you deserve! Is It Covered?...

Since standard homeowners insurance doesn't cover flooding, it's important to have protection from the floods associated with hurricanes, tropical storms, heavy rains and other conditions that impact the U.S. In 1968, Congress created the National Flood Insurance...

 Insurance: Home insurance, also commonly called hazard insurance or homeowner's insurance (often abbreviated in the real estate industry as HOI), is the type of property insurance that covers private homes. It is an insurance policy that combines various personal...

Climate scientist Michael Oppenheimer stood along the Hudson River and watched his research come to life as Hurricane Sandy blew through New York. Just eight months earlier, the Princeton University professor reported that what used to be once-in-a-century

I heard about “toxic molds” that grow in homes and other buildings. Should I be concerned about a serious health risk to me and my family? The term “toxic mold” is not accurate. While certain molds are toxigenic, meaning they can produce toxins

On this page you will find symptoms caused by the Stachybotrys chartarum species of mold, which is also called black mold or toxic black mold. However not all mold that looks black is Stachybotrys and in fact most dark mold isn’t even toxic. For a list of symptoms

Maintained (Wet) Tree: Ignition occurs at 0 seconds; fire at ignition point on tree continues to burn but does not spread at 30 seconds; fire at ignition point on tree continues to burn but does not spread at 1 minute; fire at ignition point on tree did not spread

What is Mold? Molds are fungi that reproduce by releasing tiny spores into the air. Spores that land on moist objects may begin to grow. There are thousands of different types of mold and we encounter many of them every day, in our homes and outdoors. What is Toxic...